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Birmingham Midshires

Birmingham Midshires

Birmingham Midshires - Buy to Let Mortgage


Birmingham Midhsires only offer their mortgages through Financial Advisors - such as Mortgages Direct

If you are interested in a mortgage with Birmingham Midshires please complete our Enquiry form

No broker fees. You just pay the normal lender fees

Coming to the end of a fixed rate? or on the lender's standard variable rate, we can also arrange product transfers with Birmingham Midshires


Birmingham Midshires are part of the Halifax, Bank of Scotland group
They are a principal buy to let lender in the UK

Birmingham Midshires are happy to lend to first time landlords

Not available to First Time Buyers.

You must currently own a property in the UK; this will need to be validated before an offer can be made.

Birmingham Midshires permit a maximum of 3 mortgaged properties within the HBOS group. This applies to all Buy to Let, Let to Buy and House 2 House lending across the Retail Division of Lloyds Banking Group (the Retail Division of Lloyds Banking Group consists of Bank of Scotland, Birmingham Midshires, C&G, TMB, Halifax, Intelligent Finance, Lloyds Bank and Scottish Widows).

Birmingham Midshires do not have a minimum income requirement

Birmingham Midshires Lending Criteria

Some examples of buy to let mortgages from Birmingham Midshires
Birmingham Midshires 2 year fix at 2.44%

Typical APRC 4.68%
Borrowing up to 60% of value
0.5% Lenders fee

Birmingham Midshires 2 year fix at 2.84%

Typical APRC 4.74%
Borrowing up to 75% of value
1995 Lenders fee

Check out Birmingham Midshires website for other deals - remember we don't charge you any fees for arranging a mortgage