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Santander Buy to let mortgage

Santander Buy to let mortgage

Santander - Buy to Let Mortgage


Santander are currently only offering their buy to let mortgages through Financial Advisers - like Mortgages Direct.

We do not charge any broker fees. If you are interested in a buy to let mortgage with Santander please fill in our enquiry form



Santander are currently offering the following market beating rates...

2 year fixed rate at 2.39%

Typical APRC 4.66%

Borrow up to 75% of value

Purchase or remortgage

1995 lender fee

free valuation (and 250 cash-back for remortgages)

No broker fees

Fill in our enquiry form now


The Santander Group has more than 150 years’ experience in banking and more branches
worldwide than any other international bank.

Santander’s 25 million customers in the UK are served by UK based call centres and benefit
from access to an extensive branch network.

At least one borrower must have a UK residential mortgage.


No first-time buyers (never owned a property before).

First applicant must be earning a minimum basic income of at least 25,000 per year.


Evidence of income is required in all cases


Applicants who are self-employed are acceptable by Abbey


Property is acceptable in England, Scotland, Wales or Northern Ireland.

Santander use a Buy to Let affordability rate - the higher of 5%, product rate or Standard variable rate, to work out the annual mortgage costs.


The rent must be greater than the mortgage balance x Buy to Let affordability rate x 125%.

Santander Lending Criteria

Santander will occasionally negotiate special deals with finance houses such as Legal and General and Sesame Bankhall . We have access to these deals
 
Some examples of buy to let mortgages from Santander
 


Santander  2 year fix at 1.89%

Typical APRC 4.51%
Borrowing up to 60% of property value
1995 Lenders fee

Free basic survey

250 cash-back for remortgages



Santander  5 year fix at 3.69%

Typical APRC 4.66%
Borrowing up to 75% of property value
1995 Lenders fee

Free basic survey

250 cash-back for remortgages



Check out Santander Buy to let Mortgages for their current range - remember we don't charge you any fees for arranging a mortgage