Mortgages Direct
Buy to let Mortgage Broker
UK Mortgage Broker offering buy to let mortgages
Our Services
Great choice of deals
No Broker fees
Limited company BTL
Portfolio landlords
Fantastic Buy to let Remortgage Promotion
We are currently offering a buy to let remortgage promotion. Dont miss out!
Why Employ a Mortgage Broker: A Guide for Landlords
As a landlord in the UK, one of the most critical decisions you’ll make is securing the right mortgage for your buy-to-let property. While it’s true that there are numerous online comparison tools available, there are compelling reasons to consider employing a mortgage broker. In this article, we’ll explore why hiring a mortgage broker can be a valuable choice, whether you’re a new or experienced landlord.
1. Expertise and Market Knowledge
Mortgage brokers are professionals with in-depth knowledge of the mortgage market. They stay updated on the latest mortgage products, interest rates, and lending criteria. This expertise is particularly beneficial for landlords, as it allows brokers to identify lenders who are more likely to lend in specific circumstances. Whether you’re a first-time landlord or expanding your portfolio, a mortgage broker can provide valuable insights.
2. Access to a Wide Range of Lenders
Mortgage brokers have access to a vast network of lenders, including high-street banks, specialist buy-to-let lenders, and private lenders. This access ensures that landlords have access to a diverse range of mortgage products, increasing the likelihood of finding the most suitable mortgage for their needs.
3. Save Time and Effort
Searching for the right mortgage can be a time-consuming process. Mortgage brokers streamline this process by doing the legwork for you. We gather the necessary documentation, complete applications, and communicate with lenders on your behalf, saving you valuable time and effort.
4. Customized Mortgage Solutions
Every landlord’s financial situation is unique. Mortgage brokers assess your individual circumstances and tailor their recommendations accordingly. Whether you have a low deposit, complex income streams, or credit issues, we will try to find a solution that fits your specific requirements.
5. No Broker Fee
One common misconception is that hiring a mortgage broker comes with an additional cost. While this may be true with some Brokers it is NOT the case with Mortgages Direct. So lets make this very clear, providing your mortgage is at least £100k then there is NO BROKER FEE. This means you can benefit from our expertise and market access without incurring extra expenses.
6. Navigate Lender Requirements
Lenders have different criteria and requirements, which can make the mortgage application process challenging to navigate. A mortgage broker understands these requirements and can guide you through the process, ensuring your application is complete and compliant with lender standards.
The Value of a Mortgage Broker
In a market as dynamic and diverse as the UK’s buy-to-let mortgage landscape, the guidance of a mortgage broker can be invaluable. Whether you’re a new landlord exploring your first investment property or an experienced investor looking to expand your portfolio, a mortgage broker can provide you with the expertise, access to lenders, and personalized solutions needed to secure the right mortgage for your unique situation. And the best part? Providing your mortgage is at least £100k, we do not charge you a broker fee, making our assistance both accessible and cost-effective.
So, if you’re wondering whether to employ a mortgage broker for your buy-to-let property, the answer is clear: our expertise and market knowledge can help you make informed decisions, save time, and potentially secure better mortgage terms, all without any additional cost to you.
Contact us now with your buy to let enquiry
FAQ
How can you offer your services with no Broker fee
We receive a fee from the Mortgage Lender.
Are we contractually liable to you
No, you can walk away if you are unhappy
How long will a Mortgage application take
The application can be submitted quite quickly, but it is likely to take longer to process as a property survey may be required. It may take anything from a day to a few weeks to process
Do you deal with all mortgage lenders
We are classed as a whole of market Broker, but we do not deal with all lenders. Some lenders choose to restrict how they offer their mortgages
I have recently returned from working abroad. Shall i mention this to my adviser
Yes, you should mention any unusual facts. Working abroad may mean that the lender can’t complete a credit history check
Do you arrange mortgages for holiday lets
Absolutely, please get in touch
Do I need a computer to work with you
Yes, we use a client portal to exchange information. You will need to be comfortable with filling in forms and uploading documents. You will also need a mobile phone for logging in.